The Role

Hum Capital is seeking a detail-oriented Associate Lawyer to draft, negotiate, and close secured lending transactions from term sheet through post-closing. This role will focus on loan documentation, transaction execution, and portfolio matters, working closely with the investment team, Legal & Compliance, borrowers, and outside counsel. The ideal candidate uses technology, including AI tools, to deliver accurate work efficiently.

Who we are

Hum Capital is an AI-powered direct lender for the lower middle market focused on small and mid-sized businesses. Our mission is to deliver strong risk-adjusted returns for investors while building durable relationships with borrowers.

Key Responsibilities

• Draft, review, and negotiate term sheets, loan and security agreements, guaranties, and inter-creditor and subordination agreements
• Prepare amendments, waivers, consents, forbearance agreements, and default and reservation-of-rights notices
• Negotiate with borrower and counterparty counsel; prepare redlines and issues lists
• Manage closings, including checklists, conditions precedent and subsequent, and closing deliverables
• Oversee UCC, lien search, and perfection matters
• Advise the investment team on documentation risk, covenants, and enforcement options
• Manage outside counsel and legal spend
• Use AI and document automation tools to accelerate drafting, template population, and review, verifying all output

Qualifications

• J.D. and active bar admission in good standing (Illinois preferred)
• 2–4 years of finance or secured lending experience (law firm or in-house)
• Strong command of loan documentation, UCC Article 9, and closing mechanics
• Precise, concise drafting and negotiation skills
• Demonstrated use of generative AI and legal technology in practice
• Ability to manage multiple transactions and deadlines simultaneously
• Strong written and verbal communication skills
• Advanced proficiency with Microsoft Word, Excel, Google Docs, and document management systems

Nice to Have

• Law firm experience in a debt finance or banking practice
• Experience with venture debt, asset-based lending, revenue-based financing, or structured finance
• Experience with document automation, contract life-cycle management, or e-signature platforms
• Exposure to fintech or growth-stage companies

Annual Salary

• The expected base salary range for this position is 140,000 – 160,000
• Direct exposure to the Investment Committee and senior leadership.
• Collaborative, entrepreneurial environment at a growing private credit platform.
• Comprehensive benefits, including fully funded medical coverage.

The base range reflects Chicago pay transparency requirements; final compensation depends on experience and qualifications.

How to Apply

Please submit your resume along with a cover letter by November 13, 2026. Applications will be reviewed on a rolling basis. We thank all applicants in advance for their interest; however, only those candidates selected for an interview will be contacted.

At Hum, we are a team of passionate people that hire under equal opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, disability, gender identity, or any other status protected under federal, state, or local law. We love to boost a transparent and trustful culture of belonging and inclusiveness. All people have the opportunity to speak up and participate, grow, and share ideas. If you believe you would add value to our team but you don’t meet all the criteria in this job description, we strongly encourage you to still apply and tell us what value that would be.