The Role

The Senior Accountant will work closely with the Director/Controller on month-end close, financial reporting, investment and loan portfolio accounting, and compliance with US GAAP.

The successful candidate will ensure the accuracy and compliance of financial records, contribute to process improvements, and maintain detailed process documentation.

Compensation: $75,000 – $95,000 base, depending on experience

Location: Chicago, IL (Hybrid)

Who we are

Hum Capital provides flexible, non-dilutive growth capital to established, growing U.S. businesses, including the companies banks overlook. We combine live company data and AI with experienced underwriters to evaluate businesses on their real financials and performance, with a human on every decision. Companies can get capital directly from Hum Financial or get matched with lenders through the Hum Marketplace. Hum was named Business Lending Platform of the Year at the FinTech Breakthrough Awards.

Key Responsibilities

Accounts Payable (AP) Management

• Receive vendor invoices by email and enter them into Bill.com with accurate coding, approvals routing, and complete supporting documentation.
• Verify invoices against contracts and approvals before they are queued for payment.
• Maintain AP policies and procedures to ensure compliance with company policies and regulatory requirements.
• Reconcile the AP subledger to the general ledger monthly and resolve discrepancies.
• Maintain accruals for unbilled expenses at month-end.

Accounts Receivable (AR) Management

• Collaborate with the origination and investment teams to get executed contracts and billing terms in time for accurate invoicing.
• Prepare and issue invoices in QuickBooks Online per service agreements and customer contracts.
• Apply customer payments and reconcile receipts to bank activity.
• Monitor customer accounts for non-payments, delayed payments, and other irregularities, and escalate as needed.

Investment and Loan Portfolio Accounting

• Record debt instruments and investment assets held on the balance sheet, including debt service payments split into principal, interest, and fees.
• Reconcile loan and investment positions to servicer or counterparty statements, and investigate variances.
• Support the quarterly CECL process by preparing loan-level data and inputs, and booking approved allowance and provision entries.
• Maintain schedules and documentation supporting the allowance for audit.
• Analyze portfolio performance, key metrics, trends, and variances, and report to senior management.

General Ledger, Close, and Consolidation

• Manage the general ledger and execute month-end and year-end close on schedule, with transactions recorded accurately under US GAAP.
• Prepare journal entries, account reconciliations (including cash and investment positions), and supporting schedules.
• Research and correct variances and resolve discrepancies promptly.
• Consolidate the financial statements of the company’s entities and reconcile intercompany transactions.
• Prepare financial statements and support footnote and disclosure schedules.
• Coordinate with external auditors on audit requests and support schedules.
• Contribute to process improvements, and develop and maintain current documentation of accounting procedures.

Qualifications

• Bachelor’s degree in accounting or finance required. CPA or CPA-track preferred.
• 3–6 years of progressive accounting experience, preferably in financial services with loan or debt securities portfolios.
• Experience with multi-entity consolidation and intercompany reconciliations.
• Familiarity with CECL or allowance for credit losses preferred.
• Demonstrated ability in financial reporting and month-end close processes.
• Commitment to process improvement and to maintaining accurate process documentation.
• Strong analytical, organizational, and communication skills.
• Proficient in QuickBooks Online, Bill.com, Salesforce, Google Workspace, and Microsoft Office, especially Excel.
• Skilled in utilizing AI to continually improve productivity and accuracy.

Reports to: Director/Controller

At Hum, we are a team of passionate people that hire under equal opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, disability, gender identity, or any other status protected under federal, state, or local law. We love to boost a transparent and trustful culture of belonging and inclusiveness. All people have the opportunity to speak up and participate, grow, and share ideas. If you believe you would add value to our team but you don’t meet all the criteria in this job description, we strongly encourage you to still apply and tell us what value that would be.